fees & other info
You might have questions about our fees and whether we accept insurance.
Here are some details about our fees and other helpful information to know about our therapy services for HSPs.
Fees
Our fees for individual and couples therapy range from $125/session for an Associate-level therapist working under the supervision of a licensed therapist to $165/session for a fully licensed therapist. Our Associates also have a limited number of "pay what you can" and reduced fee spots available on their caseload for clients in financial need.
We are not credentialed with any insurance company and are not able to accept payments through insurance. However, we can provide super bills that you can submit for possible reimbursement. Click here to read more about super bills and how they work.
Medicare & Medi-Cal: Therapy for Highly Sensitive People does not have any clinicians on staff who are Medicare or Medi-Cal providers. We are unable to bill Medicare for any of our services. If you are covered by Medicare insurance Part A or Part B, you will be asked to sign a form stating you understand that Medicare will not contribute or cover the cost of any of our services. Due to Medi-Cal policies, Therapy for Highly Sensitive People is not able to take people who are covered by Medi-Cal insurance as clients.
Information About Health Insurance
When seeking therapy services, some clients are interested in using their health insurance plan to help pay for the cost of services. This can be helpful from a financial perspective, but some clients may not understand the full impact of utilizing their health insurance coverage for therapy services.
Therapy for Highly Sensitive People believes that clients should know of the possible implications of this before they schedule their first session, so we have compiled a list of what we consider the pros & cons of using health insurance to help pay for services.
PROS
You may only have to pay your co-pay for each session, so you may be responsible for a smaller portion of the cost of services per session.
If you have a deductible, your payments for services may count toward your deductible.
CONS
Health insurance companies require a diagnosis to approve and pay for services. This diagnosis becomes part of your medical record and medical history.
Your health insurance plan will decide the “medical necessity” of therapy for you based on your diagnosis, and can dictate or even limit the number of sessions you can have by refusing to pay for your therapy if they do not feel it is medically necessary for your well-being.
Health insurances don't always cover the cost of therapy. They will only cover the cost for certain diagnoses. If you do not have a diagnosis that they cover, they may decline to authorize or pay for services.
You may not find out until weeks after your session(s) if they cover cost of session(s); if they don’t you may owe the full cost of your session(s).
Your health insurance company can request to review your treatment plan and therapy records at any time. If/when that occurs, your therapist is required to give access to your therapy file.
If you have a high deductible, you may still be required to pay the full in-network rate of session until you meet your deductible.
Good Faith Estimate
Under Section 2799B-6 of the Public Health Service Act, health care providers and health care facilities are required to inform individuals who are not enrolled in a plan or coverage or a Federal health care program, or not seeking to file a claim with their plan or coverage both orally and in writing of their ability, upon request or at the time of scheduling health care items and services, to receive a “Good Faith Estimate” of expected charges.
You have the right to receive a “Good Faith Estimate” explaining how much your medical care will cost.
Under the law, health care providers need to give patients who don’t have insurance or who are not using insurance an estimate of the bill for medical items and services.
You have the right to receive a Good Faith Estimate for the total expected cost of any non-emergency items or services. This includes related costs like medical tests, prescription drugs, equipment, and hospital fees.
Make sure your health care provider gives you a Good Faith Estimate in writing at least 1 business day before your medical service or item. You can also ask your health care provider, and any other provider you choose, for a Good Faith Estimate before you schedule an item or service.
If you receive a bill that is at least $400 more than your Good Faith Estimate, you can dispute the bill.
Make sure to save a copy or picture of your Good Faith Estimate. For questions or more information about your right to a Good Faith Estimate, visit www.cms.gov/nosurprises or call HHS: 1-800-985-3059.